2026 figures 401(k) limit $24,500IRA limit $7,500HSA self / family $4,400 / $8,750Standard deduction (single) $16,10012% bracket from $12,400FDIC coverage $250,000
First Real Salary

Disclaimer

Last updated: October 4, 2026

Educational purposes only

The content on First Real Salary (firstrealsalary.com/) is provided for general informational and educational purposes only. It is not financial, investment, tax, legal or accounting advice, and it should not be relied on as such.

Not a substitute for professional advice

First Real Salary and its contributors are not acting as your financial advisor, broker, tax preparer, attorney or fiduciary. Our articles do not take into account your individual objectives, financial situation or needs. Before making any financial decision, consider consulting a qualified professional who can review your full situation.

No guarantees

Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Examples, projections and calculations on this site are hypothetical, are based on stated assumptions and are for illustration only. They do not represent the performance of any actual investment.

Accuracy and timeliness

We work hard to keep information accurate and current, and we check figures against official sources. However, laws, tax rules, interest rates, contribution limits and product terms change frequently. We make no representations or warranties about the completeness, accuracy, reliability or suitability of any information on this site. Always verify important details with the relevant official source or provider before acting.

Third-party links and products

Our articles may link to third-party websites or mention third-party products and services. We do not control and are not responsible for their content, terms, privacy practices or availability. A mention is not an endorsement unless we state otherwise.

Advertising

This site displays advertising, including ads served by Google AdSense. Ads are selected by the ad network and are not endorsements by First Real Salary. See our Advertising Disclosure.

Limitation of liability

To the fullest extent permitted by law, First Real Salary and its owners, editors and contributors will not be liable for any loss or damage arising from your use of, or reliance on, information on this website.

Contact

Questions about this disclaimer can be sent to firstsalary@gmail.com.