2026 figures 401(k) limit $24,500IRA limit $7,500HSA self / family $4,400 / $8,750Standard deduction (single) $16,10012% bracket from $12,400FDIC coverage $250,000
Free calculators

Financial Tools

Quick calculators to put numbers on the ideas in our guides. Everything runs in your browser, and nothing you type is stored or sent anywhere.

50/30/20 budget calculator

Enter your monthly take-home pay to see how the 50/30/20 rule splits it.

Example value. Use the "net pay" on your pay stub, plus any 401(k) and health insurance deductions.

Saving 20% puts away $0 a year.

Compound interest calculator

See how regular investing can grow over time. Learn more in our guide to starting to invest.

Projected balance
$0

You contribute $0; growth adds $0.

Green: projected balance. Gold: your contributions. Hypothetical illustration with a constant return compounded monthly; real returns vary and can be negative. Not investment advice.

Debt payoff calculator: snowball vs. avalanche

Compare the two most popular payoff methods. Read the full snowball vs. avalanche guide.

DebtBalance ($)APR (%)Minimum ($)
Store card
Credit card
Personal loan
Car loan
Snowball (smallest first)
–
Interest: –
Avalanche (highest rate first)
–
Interest: –

Example debts shown. Assumes fixed rates, constant payments and no new charges.